Your clients are faced with an often overwhelming challenge—come up with a sizeable down payment or lose out.
With a home co-investment from Unison, they can increase their down payment—which means you can sell more homes. It’s not a loan, so there is no extra interest or monthly payments for your client.
Help your clients put 20% down
Unison HomeBuyer is a win-win, because with more down, you can:
Show your clients more homes
Present more competitive offers
Get clients off the fence
Make more sales
Working with us is easy. Simply refer your clients to Unison and we’ll help them with the down payment once they’re approved.
“A new way to clear the down payment hurdle”
—Forbes
Unison has invented a smarter, better way to buy a home
With as little as 5% down from your clients, we’ll contribute the cash to increase their down payment to 20% for a share of the home’s appreciation.
Here’s how it works
You refer clients to Unison
Your clients pre-qualify quickly and get pre-approved for a mortgage2
You help them shop for a home, and get their offer accepted3
Your clients put 20% down with a Unison home co-investment
Learn about home co-investing
Like you, we think real estate is a great investment
We’ve co-invested in thousands of homes, worth a total of $2.85 billion.
Trevor in California, New Home Owner
“Our relationship with Unison lifted the ceiling on what we could afford and also gave us the ability to free up some cash.”
Jeff in California, New Home Owner
“Putting 20% down would have meant spending all of my savings and retirement. Unison HomeBuyer allowed me to have flexibility and security, both long and short term.”
Tom in San Francisco, Loan Officer
“Every single deal that I have closed [with Unison], Unison’s funds are always waiting in title before ours. Never once, in the 12 deals that I have done, have I been delayed.”
Trevor in California, New Home Owner
“Our relationship with Unison lifted the ceiling on what we could afford and also gave us the ability to free up some cash.”
Jeff in California, New Home Owner
“Putting 20% down would have meant spending all of my savings and retirement. Unison HomeBuyer allowed me to have flexibility and security, both long and short term.”
Tom in San Francisco, Loan Officer
“Every single deal that I have closed [with Unison], Unison’s funds are always waiting in title before ours. Never once, in the 12 deals that I have done, have I been delayed.”
As featured in
FAQ
FAQ
What is a home co-investment?
A home co-investment is a smart new financing alternative. We give buyers cash in exchange for a share in the future appreciation or depreciation of their home. Our funding comes from global investors, including pension funds and endowments, who want to make long-term investments in homes across the U.S. This money is not a loan, and there’s no extra debt, interest or monthly payments. We have no owner or occupancy rights—and we’re not on the deed or title.
What kinds of properties are eligible?
We invest in owner-occupied, primary residences such as single-family homes, townhouses, and condominiums. In some cases, we invest in second homes and multi-units. All we need is the address and we can make a decision about a property almost instantaneously.
Who would this program work best for?
First-time home buyers who want to exit the rental market
Buyers who want to live in better neighborhoods that are just out of their reach
Buyers who don’t have 20% cash on hand or would like to keep greater cash reserves
Your clients who have lost out on a home because someone else had a stronger offer
Which lenders do you work with?
Unison currently partners with the following lenders:
Guaranteed Rate
HomeBridge
HomeStreet Bank
Valley Bank
Goldwater Bank
LendUS
Supreme Lending
Guaranteed Rate Affinity
Paramount Residential Mortgage Group
Commerce Home Mortgage
Amerifirst Financial Inc
Bay Equity Home Loans
Land Home Financial Services
We are constantly building partnerships with new lenders. Please contact us at 1-800-330-9400 or [email protected] to see if there is a qualified lender in your area.
Learn more
Watch our free on-demand webinar and see what our HomeBuyer Program can do for you and your clients.
Your clients have been searching for the right home. They shouldn’t have to search for the best way to buy it.
